David Foy and Alex Suarez are discussing. Toggle Comments
“Oakbrook Preparatory Schools has been participating in the Classic 105 program for over two years now. We have been very pleased with the decision to implement the program to improve the benefit package to our teachers. As of November 2014 we have submitted over 25 claims just over $8000.00 and TFG quickly paid out for their reimbursement accounts. If they have any questions they contact our TFG representative or call TFG customer service for assistance. I would definitely recommend the Classic 105 to other private schools or any other business.”
“I am so proud to say our company is part of the TFG family. For the first time ever, I feel secure with the true professionals I have worked with the home office and my agent. My company was able to provide benefits and keep in full compliant with the changing regulations. I am so grateful my company is involved with the Classic 105.”
Beginning in August 2014, we decided to begin participating in the Classic 105. Truthfully, it was primarily for monetary reasons due to the rising costs of healthcare and the effects the ACA was and would be having on our small company. Since we joined in August we have been nothing but pleased. Obviously TFG ran all the numbers for our employees, the company and found what worked best as far as expenses. The 75% reimbursement on our medical expenses has been a lifesaver for more than half of our employees. TFG makes it a simple process to send claims for reimbursement and the turnaround time has been great. We would like to thank you for bringing the Classic 105 into our company. We appreciate you always keeping our best interest at heart.
I would like to take a moment to let you know we think about the Classic 105 program here at my company. About four years ago our insurance agent presented this program to us and it sounded too good to be true. Honestly, we thought it was, so we had our accountant have it deciphered. His results proved my wishes and we started the program. We have a company of approximately 55 employees who truly love the Classic 105. Every year all my employees found out that is did NOT negatively affect their tax returns, which is very important to them. That was the turning point for them. As most companies have experienced, due to rising health care costs, we have had to increase our deductible to be able to offer cost effective health care to our employees and their families. Having the Classic 105 plan allows our employees to turn in eligible out of pocket medical expenses to get up to 75% reimbursement. This has never been possible and we cannot thank you enough.”
I have been a part of the Classic 105 now for 3 years and the tremendous value to my employees has been great! I have been able to afford health insurance for my company and provide a benefit for my employees that help them financially. All my claims have been paid in a timely manner and I am very pleased!
June 8th, 2016
To Whom It May Concern:
Bakers Waste has had a relationship with The Gardner Group for many years and we have offered The Classic 105 plan to our employees since 2011. Our employees have benefited greatly from the claims reimbursements, which repays the employee 75% of their out of pocket medical expenses. The Gardner Group works hand in hand with our current TPA to assist our employees in filing claims with Total Financial Group. The majority of our employees participate in this plan and are happy knowing that their out of pocket expenses can be reduced by the Classic 105 plan.
The Classic 105 plan has also benefited our company. In addition to FICA savings, we have saved in insurance premiums by increasing our deductible while knowing that the employee is protected by the 105 reimbursement.
The Classic 105 Plan is simple to administer. Each year, The Gardner Group is on hand at our renewal meetings to be sure the employees understand and utilize the plan. The Gardner Group also comes to our location to enroll new hires as they come on board throughout the year.
The Classic 105 Plan is a piece of our employee benefit package that we are proud to offer.
July 14, 2016
As a client of the Classic 105 program for almost 5 years, I would like to offer my perspective on this product. Right up front I want to make it clear that I am a strong proponent. Given the increasing financial burden that our current health care/insurance system places on working Americans, it was so refreshing to introduce a product that puts money in the pockets of our employees.
I appreciate the time you have taken to explain how the program works and provide insight into some of the complexities that accompany program. I imagine most of your prospective clients demonstrate a level of skepticism when confronted with a “too good to be true” product. I know I did. But those who take the time to objectively understand how the pieces. fit together, and get their questions answered, will see how this innovative product can help their business and their employees.
Our employees have typical annual gross salaries between $25K and $45K. Those who participate in the Classic 105 program generally see their bi-weekly take home pay increase between $50 and $75 or about $1 ,300 to $2,000 annually. That makes a huge difference for employees who live paycheck to paycheck.
The medical reimbursement portion of the plan has provided greater flexibility for both our employees and the Squad when offering and selecting health insurance options. The claim reimbursement process is straightforward and reliable. Classic 105 may add a bit more complexity to the health insurance enrollment process, if employers offer more than one plan option like we do. But the financial benefits to the employee and the company are well worth it.
Thank you for introducing us to the Classic 105 program and we look forward to many more years of participation in the program.
Newtown Ambulance Squad
I love this program! I thought it was too good to be true, but after our research, found that the program is as advertised, and does in fact work! I recommend it to anyone
One of the biggest financial burdens anyone can face is that of a medical nature. With rising insurance premiums, and doctor and hospital costs, it is easy to ignore medical bills, throwing your credit score into a downward spiral. With the Classic 105, we now have a way to help pay for medical services rendered, giving us peace of mind knowing that our family is always taken care of. In the past six months alone, my family has saved over $2500.00 for basic medical services. -Kira Young
Kira Young HR Manager
I would like to thank all the staff at TTFG, especially Nick in Claims for such Quality Service. My claims are paid very promptly and I have never had any issues. I am very glad I chose this plan as it has helped me financially with my insurance responsibilities. Thank you all for great service!
Ginger P. Nelms
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